Capital Programs 01 / 06
GFAF underwrites asset-backed loans from $50K to $5M across working capital, equipment, factoring, PO lending, inventory, and bridge — issued direct, in-house, with decisions issued within 48 hours on qualified submissions.
Section 02 — The Programs
Each program is structured by an in-house underwriter for a defined collateral profile and operator use case. Browse the catalog and identify the structure that fits your deal.
Senior-secured lines for operators with steady receivables or monthly bank deposits. Used to bridge payroll, vendor terms, and seasonal draws without dilutive equity.
Capital for titled assets — trucks, machine tools, medical devices, material handling. The equipment is the collateral; we fund the acquisition or refinance the existing note.
Sell or assign your invoices for immediate liquidity. Recourse and non-recourse structures for B2B operators with diversified customer rosters.
Funds the supplier cost of a confirmed purchase order. Designed for distributors, importers, and light manufacturers scaling on contract volume.
Capital against finished goods, raw stock, or WIP for operators with audited unit counts. Pairs with factoring for seasonal merchandise cycles.
Time-bound capital against an identified exit, refinance, or acquisition close. Structured around the asset being acquired or the cash event being delivered.
Every program is underwritten to the operator’s collateral profile, not pre-screened against an arbitrary minimum FICO. Submit your deal for a 48-hour term sheet →
Section 03 — Funded Deal Record
Three funded structures from the rolling book. Each was underwritten in-house and issued within the standard 10-business-day close. Anonymized where borrower NDA is in place.
Average funded ticket across all programs since 2017: $312,000. Underwritten volume: $487M across 3,140 funded deals.
Section 04 — Counterparty Profile
$487M
Funded deal volume
Across 3,140 closed transactions since inception
92%
Issued in 48 hours
Of qualified submissions since 2021
$312K
Average funded ticket
Median across the active program mix
41%
Repeat borrower rate
Operators returning for a second facility or more
Section 05 — Speed vs. Status Quo
Operators come to GFAF not because banks refuse them — but because the traditional timeline ties up working capital the operator needs deployed. Here is what changes at every step.
| Criterion | Traditional bank line | GFAF program |
|---|---|---|
| Decision issued | 60–90 days, committee-driven | 48 hours on qualified submissions (92% of inbound) |
| Funding timeline | 30–45 days post-approval to fund | Inside 10 business days, in-house docs |
| Underwriting anchor | DSCR, global cash flow, audited returns | Asset collateral, deal economics, operator track record |
| Credit floor | 680–720 floor, retail-grade | A- credit floor accepted; structured around collateral |
Section 06 — Submit a Deal
One short application, one underwriter, one direct decision. No broker markup. No syndication. No waiting on committee calendars. If the collateral fits the program, you will have a term sheet in your inbox within two business days.
Decisions are issued within 48 hours on 92% of qualified submissions since 2021. All deals are underwritten; approval is not guaranteed prior to underwriting.
