Step 1 of 4 · Qualified Deal Intake
Submit for Underwriting — Decision in 48 Hours.
A focused, four-step intake for growth-stage operators seeking asset-backed capital from $50K to $5M. No consumer loans. No outsourced closings. A deal lead, not a bot, reads what you send.
- 01 Average funded ticket: $312,000
- 02 First-look approval rate: 38% vs. ~11% industry
- 03 Repeat borrower rate: 41%
Qualified Deal Intake · Step 1 of 4
Tell us about the deal.
The four steps, in order: (1) Company & Operator → (2) Use of Capital → (3) Collateral & Files → (4) Submission & Confirmation. Expect to spend about four minutes.
Pre-Flight Disclosure
What Underwriting Needs From You, and What It Doesn't.
The form above is structured to act as its own pre-qualification. Most operators finish it in four minutes. Here is what we ask for, what we don't, and why.
What speeds a 48-hour decision
Decisions inside 48 hours are not a slogan — they are an operational standard we have hit on 92% of submissions since 2021. Two things accelerate a deal: an accurate description of the collateral (year, make, model, VIN/serial, condition, location), and a recent bank statement or P&L that corroborates revenue. A one-page equipment quote from the seller is also useful when the capital is funding a specific purchase.
What we do not pull at this stage
We do not run a hard credit inquiry to evaluate your intake. We do not require tax returns, audited financials, or a personal financial statement at this stage. We do not ask for a Social Security number, and we will never request account credentials to your bank. All three of those arrive later, inside our secure document portal, only after you elect to proceed with a term sheet.
Business-purpose confirmation is required
Our credit policy is explicit: GFAF lends exclusively for business, commercial, or investment purposes. We do not lend for personal, family, or household purposes. The checkbox at the end of the form is a regulatory attestation — not a marketing line. By submitting, you are confirming the capital will be deployed inside the borrowing entity's operations.
No guarantees, no rate quotes, no promises
This page is an intake — not an offer. We do not quote specific rates, factor rates, or APRs pre-underwriting because every GFAF deal is structured around the asset and the operator. A credit floor of A- is accepted; deals are approved or declined on the strength of the collateral package and the operating profile, not on FICO alone.
Direct line to underwriting
Prefer to skip the form? Call (512) 555-0184 or write [email protected]. A deal lead picks up during business hours (CT).
After You Submit
A deal lead reviews every submission within one business hour.
Your file does not sit in a queue. A named underwriter acknowledges receipt, flags anything missing, and moves the deal toward a written term sheet or a clean decline — usually inside 48 hours.
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01
Hour 1 — Acknowledgement
Email from a GFAF deal lead confirming receipt and the assigned file number.
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02
Hours 2–48 — Underwriting
In-house team reviews collateral, verifies operating metrics, and drafts a term sheet. We call with questions; we don't send forms.
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03
Day 3–10 — Closing
Sign in-house (11 states), fund via ACH inside ten business days from acceptance of terms.
GFAF is not a bank, chartered lender, or FDIC-insured institution. Loans are originated by Global Funded Asset Finance, LLC. All deals are underwritten; submission does not constitute approval or a guaranteed rate.